As a courtesy, I will bill insurance for you. Your health insurance covers the functional medicine consults. Please check yearly with your insurance to see if I am an In-Network for your specific plan. Let use know if you need assistance. Health insurance companies offer large numbers of plans and can change physician in-network status each year.  If your insurance is not listed then please use your consumer influence and call them to add me. I may bill other out-of-network plans for you.  If you’re without insurance, I offer a 30 % discount for same day payment via cash or check.
Also note that even with me being in your insurance network, that is not a guarantee of benefits or payment by your insurance company. The insurance companies have declared that all services are subject to any limitations or exclusions that are in effect at the time you or your family member receives services. You will remain responsible for any charges not covered by your insurance and you will be billed  for these charges once your insurance has processed the claim which may take up to several weeks.
Payment of outstanding charges is due within 30 days of notification. If  payments have not received  for outstanding balances by 30 days, a $15 fee will be added to your account, and will be added again for every 30 additional days the account remains unpaid in full. If you are suffering financial hardship, please contact me directly well in advance of the 30 day period, and we can negotiate a payment plan with waived late fees.
A fee of $30 will be imposed for a bounced check.
Insurance Coverage For Functional Medicine Testing
Some do cover the cost of the functional medicine tests  and I may provide you with the information needed to ask your insurance. Medicare, and not always the Advantage plans, covers about 3/4 of the total functional medicine test kits cost and some supplemental plans seem to cover the rest of the expense.

 I N S U R A N C E   P L A N S    i n    N e t w o r k

Medicare. Most Medicare Advantage plans too.
AETNA
   STANDARD plans:
       Aetna Affordable Health Choices (SRC only);
   Aetna Voluntary plans:
    Elect Choice EPO; Managed Choice POS;
    Open Choice PPO / Open Access Plans: Choice POS II (Open Access);
Select (Open Access); Elect Choice EPO (Open Access);
Managed Choice POS (Open Access) / HealthFund Plans:
Choice POS II; Open Access EPO & POS; Open Access Select;
Open Choice PPO / Premier Care Network: APCN POS II;
APCN Open Access Aetna Select / Innovation Health: Innovation Health Aetna Select;
Innovation Health POS; Innovation Health PPO / National Advantage
Medicare Choice Plan PPO; Medicare Elite Plan HMO; Medicare Select Plan PPO; Value Plan HMO; Coventry
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CIGNA:
 Open Access Plus, Choice Fund OA Plus W/CareLink, PPO, OA Plus & Choice Fund OA Plus, Choice Fund PPO
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COVENTRY/FIRST HEALTH:  Coventry National Network
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FIRST CHOICE HEALTH: All networks
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MODA: Beacon, Connexus, Synergy, not Legacy currently, hopefully soon
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MULTIPLAN/ PHCS
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PACIFICSOURCE:
Billings Clinic Employee Health Plan , Medishield PSN, PSN, BrightPath , Prime,  SmartAlliance
SmartHealth (Idaho, Oregon & Montana Members) SmartChoice UO Student Health Plan  (tier 2)    
Not Legacy- they say they have enough providers
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PROVIDENCE:
 Signature Networks
 MedAdvantage Networks
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REGENCE BLUE CROSS BLUE SHIELD BCBS of Oregon & other states:
                            Oregon Preferred, Classic, Innova, Engage, Evolve, HSA (2.0,3.0)
                             Oregon ActiveCare, Platinum, Gold, Silver, Bronze
                             Clark County Preferred, Classic, Innova, Engage, HSA (2.0,3.0)
                            Clark County ActiveCare, Platinum, Gold, Silver, Bronze
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UNITED HEALTHCARE:
 Charter/ Charter Balanced
 Charter HMO/ Charter Balanced HMO/ Charter Plus HMO
 Charter Plus
 Choice
 Choice HMO
 Choice Plus
 Choice Plus with Harvard Pilgrim
 Core
 Core Essential
 Core HMO/Core Essential HMO
 Heritage Plus
 Heritage Select POS/HMO
 Heritage Select EPO
 Navigate HMO/Navigate Balanced HMO/ Navigate Plus HMO
 Options PPO
 Select & Select Plus
 Signature Value MCO
 Medica Choice with UHC Choice Plus

Oregon Medicaid  (Open Card)- CLOSED, may be added to waiting list